Credit File Corrections is a service of Madgett Law, LLC, a Minnesota law firm. Reading this site, downloading a template, or using the letter builder is general information about federal credit-reporting law — it is not legal advice about your situation and does not create an attorney-client relationship. This is attorney advertising.

Privacy notice

The short version: this site collects almost nothing, because the safest place for your credit file information is not on our server.

Version 2026-09-10.1 · Effective August 4, 2026

What we do not collect

What we do collect, and only when you send it

WhenWhatWhyWhere it goes
You submit a conflict check (step 1)Name, email, phone, county, bureaus involved, companies you name, and whether you have already disputedSo a law firm can check for conflicts of interestMadgett Law, LLC, and our own encrypted record of the transfer
You authorize a transfer (step 2)Only the items you check, plus your description if you check that itemSo the firm can evaluate a possible FCRA matterMadgett Law, LLC, and our own record of what you authorized
You contact supportName, email, topic, messageTo answer youOur support queue. Never the law firm
Any page viewStandard server and security logs, including IP addressSecurity, abuse prevention, and keeping the site upOur hosting and security provider

What we never do

How long we keep it

RecordRetention
Conflict-check packet and transfer authorizationKept as a record of what you sent and what you consented to. Deleted on verified request, except the minimal conflicts record, which the firm keeps so that it can tell later that it must not act against you.
Step-2 linksExpire automatically after 30 days, and stop working once used.
Support messagesDeleted on verified request.
Security and audit logsRetained on a documented schedule for security purposes, with sensitive content excluded.

Getting a copy or having it deleted

Ask through support and include the reference number from your receipt. We will verify that the request is really from you before acting on it.

One limit worth being clear about, and it is a real one. Once you send us a case review request, Madgett Law, LLC holds what you sent under its professional obligations as a law firm, and those obligations sometimes require the firm to keep a record even after you ask it not to — a conflicts record in particular, which is what makes it possible to tell later that we should not act against you. So a deletion request removes the narrative you sent; it does not empty the conflicts index. That tension is deliberate and it runs in your favour more often than not.

Security

Data is encrypted in transit and at rest, and access is limited to people who need it. Every destination that receives anything you send is controlled by Madgett Law, LLC, and the firm keeps a written record naming who is responsible for reading each one. Transfers, consents, and access are logged.

Nothing on this site loads from a third-party server — no analytics vendor, no tag manager, no webfont, no pixel — and the content security policy permits no external origin at all, so that is enforced by your browser rather than promised by us. There is nowhere for what you type to leak sideways to.

No system is perfect. If something goes wrong, we have a written incident-response plan and will notify affected people as required.

Children

This site is for adults dealing with their own credit files. It is not directed to children.

Changes

This notice is versioned. When it changes materially the version number changes, and every consent receipt records the version that was in effect when you gave it, so you can always tell what you actually agreed to.

Version 2026-09-10.1

Build a letter